How to Place an Initial Fraud Alert

How to Place an Initial Fraud Alert

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To be effective, you should place a fraud alert on your credit file at each of three primary national credit reporting agencies - Equifax, Experian, and TransUnion. Although these three credit bureaus are supposed to share fraud alert information, (i.e. placing a fraud alert on your credit file at the other two bureaus when an alert has been placed at one), this does not always happen and can dramatically reduce the effectiveness of the fraud alert. You should also remember to place a fraud alert on your Innovis credit file as well.