A number of individuals need lasting nursing home care when they get older that can be very costly and create problems financially for them and their family. A medical insurance for retired people and those with disabilities in the US is Medicare. Medicare can compensate for nursing home care but only for certain durations. The program also has limitations on what services and benefits it will cover while an individual is at a nursing home. In order to afford continuing nursing home care, a lot of people look for other sources or ways to finance their medical needs. Some have no choice but to use up their own savings or purchase private long-standing health insurance.
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