Collecting on a life insurance policy

Collecting on a life insurance policy

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If you are the beneficiary of a life insurance policy, collecting on the insured can be a difficult job. Since you’re still in awe losing your loved one and might be in the grieving period, but you have to face and discuss the claim with the insurance provider it’s not a comfortable situation. To help speed up the process, make sure that you have as much information on your loved one available to give to the agent and make it go smoother for everyone involved.

When the deceased was not able to tell that his/her is insured, and don’t have any idea what to do then here are ways that help you receive the pay-out. If you don’t know any insurance professional, or do not know who the deceased’s agent was, you can deal with the insurance company directly. Know the procedure to be followed by calling or writing the nearest office. They might ask you to provide authorized copies of the death certificate from the funeral head, a copy to be submitted in every life insurance policy claim. If it asked, send the death certificate together with the claim form and either the policy itself.