Common Life Insurance Myths

Common Life Insurance Myths

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I will not be able to get life insurance coverage because I’m in poor health. – The existence of a serious illness such as heart disease, cancer, diabetes and the like is not indicative of your eligibility for life insurance. In fact, there are a lot of companies that specialize in this type of coverage. One company may decline your application, but that doesn’t mean that the next one will too. Additionally, one insurance company may charge you higher premiums while another might be willing to give you coverage for the standard rate. Shopping around will help you determine which insurance company will give you coverage in your current condition, and which one will give you more value for your money.