No Exam Life Insurance: Your Basics
http://insureme.us/exam-life-insurance-basics/
What is No Exam Life Insurance
As the name denotes, this is a type of insurance, which does not need a medical exam. There are different types of this insurance plan, namely, Simplified Issue Life Insurance, Guaranteed Issue Life Insurance, and Graded Benefit Life Insurance. Simplified Issue Life Insurance does not let the insurer go through a medical exam, but s/he would still need to provide information about his/her medical history. Guaranteed Issue Life Insurance, like its name, guarantees you that insurance. No exam, no medical history—just automatic approval. Graded Benefit Life Insurance likewise does not require medical history or examinations. However, it has a more complicated process of acquiring than the first two. It is normally recommended for the late-middle-aged people.
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