Health Insurance for Children

Health Insurance for Children

http://insureme.us/health-insurance-children/

The State Children’s Health Insurance Program, or later more simply known as Children’s Health Insurance Program (CHIP) was created in 1997 to insure children in families with modest income, too high to qualify for Medicaid, and too little to afford private insurance.  This is the largest taxpayer-funded health insurance in the United States since Medicaid had started in the 1960s. States are given the flexibility to design the eligibility requirements under broad federal guidelines.  Even the benefit design is also very flexible, according to what each state may need, but must be according to some set standards.