Damn Gorgeous daily blog: Oktubre 2012

Miyerkules, Oktubre 31, 2012

Top Ten Health Insurance Companies in the US

http://insureme.us/top-ten-health-insurance-companies/

Securing a health insurance policy is like shopping for a new dress or shoes. You have to consider a lot of factors and make sure that you are getting your money’s worth. Normally, you’ll go from store to store before making that purchase. Just like in getting your health insurance policy, scouting for the best health care provider usually takes more than a day to finish. It is good to know, though, that thorough research will help you make that informed decision as to what health care provider will be best for your needs.

Holiday Inn Express Lincoln City Centre

http://www.lincolnshire.org/holiday-inn-express-lincoln-city-centre/

Holiday Inn Express Lincoln City Centre is strategically located in Lincoln city centre, as the name states. It is within close proximity to great shopping, business and local attractions. The impressive Cathedral, museums and seasonal markets are also nearby. The Brayford Waterfront is the perfect place to get a taste of Lincoln City. It has bars and restaurants where friends and families can dine and unwind. For live entertainment, head out to the Engine Shed which is about 10 minutes away from the hotel.

Fraud Alerts - 4

http://www.freeannualcreditreportnow.com/

Fraud alerts can also potentially be a double-edged sword for some fraud victims. Many banking and financial institution personnel are regularly instructed to not open accounts for persons with a fraud alert on their credit file.

Martes, Oktubre 30, 2012

Select Dental

http://insureme.us/top-dental-plans-insurance-providers/

The Select Dental Plan is a defined maximum benefit dental reimbursement insurance plan. It is currently available in most states, for groups or individuals and families who are members of the UASB Association.

The Castle Hotel

http://www.lincolnshire.org/the-castle-hotel/

The Castle Hotel is a hotel with a 5-star self-catering apartment in the Lincoln city centre. The establishment offers homelike accommodations with outstanding views, well-appointed bedrooms with modern decors and furnishings and sumptuous food. Guests have easy access to all Lincoln’s attractions. The hotel has 18 comfortable guest rooms and a self-catering apartment. All rooms have the amenities to make your stay as relaxing as possible, making it your home away from home.

Fraud Alerts - 3

http://www.freeannualcreditreportnow.com/

Fraud alerts are rightfully considered a "red flag" by financial institutions and other creditors covered under the recently enacted Identity Theft Red Flags Rule regulation. The presence of a fraud alert on your credit file triggers a requirement for financial institutions and creditors governed by the regulation to take reasonable steps to confirm your (or the applicant’s), identity; and also to resolve any reported address discrepancy, prior to opening an account or conducting business with them, if the account opening, approval process, or transaction involves a review of your credit report.

Lunes, Oktubre 29, 2012

The Standard

http://insureme.us/top-dental-plans-insurance-providers/

This company offers great basic service – although they do not have individual plans, they have group plans that work best for employers who want to provide dental insurance for their employees.

The Old Palace

http://www.lincolnshire.org/the-old-palace/

The Old Palace is located in Uphill Lincoln, just a few steps away from the Cathedral. The hotel’s architectural structure depicts Gregorian and Victorian opulence. The 32 luxurious bedrooms are all elegantly designed with period furnishings combined with modern amenities. There are 16 bedrooms in the main building and newer rooms in the lodge. The Old Palace has 2 suites, the Tower Suite and the Lodge Suite. Standard amenities include separate bathroom with bathrobes and slippers, complimentary water, CD player with docking station, television and work desk.

Fraud Alerts - 2

http://www.freeannualcreditreportnow.com/

If a prospective credit grantor does pull your credit report and actually heeds the fraud alert, the presence of the fraud alert will delay most instant credit applications. If you are applying for credit yourself, you should remember to inform the merchant or creditor at the time of application that a fraud alert has been placed.

Linggo, Oktubre 28, 2012

Humana Dental Insurance

http://insureme.us/top-dental-plans-insurance-providers/

Humana Dental has more than 130,000 dentist locations. However, it is not available in all states. They boast of a proven track record of excellent customer service and claim that they have never missed a service guarantee, have a fast and accurate turnaround and quick customer service.

DoubleTree by Hilton Lincoln

http://www.lincolnshire.org/doubletree-by-hilton-lincoln/

DoubleTree by Hilton Lincoln is centrally located at the heart of Lincoln. The hotel has a magnificent view of the Brayford Marina. The hotel is close to Lincoln’s famous attractions and historical sights such as Lincoln Castle, Lincoln Cathedral, St. Mark’s Shopping Centre and the Brayford Marina. There are museums and art galleries nearby as well.

Fraud Alerts - 1

http://www.freeannualcreditreportnow.com/

You should keep track of the date on which you placed your fraud alert, and remember to renew the fraud alert at all three primary credit reporting agencies prior to the 90 day expiration.

Biyernes, Oktubre 26, 2012

Aetna Dental Insurance

http://insureme.us/top-dental-plans-insurance-providers/

The company has been named as the most admired health insurance company by Fortune magazine. It has more than 37 million combined members for all their insurance products and a variety of plans that offer excellent quality. An FAQ page, customer service numbers and email addresses are available on their website.

Christmas Market extravaganza

http://www.lincolnshire.org/lincoln-christmas-market/

Entertainment is also a part of the Christmas Market extravaganza. Shoppers will enjoy the classical music or rock concerts happening every night.
The market offers everything shoppers may need and want, from clothes to shoes to accessories, house wares and more. There are merchants who sell handcrafted gift items, festive foods and wines. Interested merchants are required to fill out an application form way before the start of the Christmas market, usually by the end of July. Market fees and charges depend on the area and stall size. Successful applicants will be notified through email by mid-August.

Fraud Alerts

http://www.freeannualcreditreportnow.com/

When a fraud alert is placed, you need to provide at least one telephone number for confirmations. When a telephone number is provided, you must be contacted at that number, or the creditor must take other reasonable steps to confirm the identity of the person making an application for credit. Providing more than one telephone number increases the chances that you can be reached for confirmations.

Huwebes, Oktubre 25, 2012

MetLife FEDVIP Dental

http://insureme.us/top-dental-plans-insurance-providers/

The MetLife Federal Employees Dental and Vision Insurance Program is available to eligible Federal employees and retirees. The company maintains that it is the Dental plan chosen by more Federal employees more than any other. It has 142,600 dentist locations in their PDP Network.

The Lincoln Christmas Market

http://www.lincolnshire.org/lincoln-christmas-market/

The Lincolnshire Christmas Market is a 4-day event held approximately 3 weeks prior to Christmas. Year after year, thousands of visitors flock to the Christmas Market, with visitors coming from within the county and nearby regions. The market is spread over the medieval square between the majestic Norman Castle and the cathedral. From the 11 stalls in 1982, the Christmas Market has grown to include over 300 stalls placed within the medieval square and surrounding areas.

Limitations of Fraud Alerts

http://www.freeannualcreditreportnow.com/

A fraud alert only has a chance to be effective if your credit report is actually pulled and reviewed by a prospective credit grantor, although even then it may still be missed or ignored. Many types of accounts, such as bank accounts, wireless / cellular, internet service, cable, utilities, etc. can easily be opened in your name without the creditor ever pulling your credit report.

Miyerkules, Oktubre 24, 2012

Guardian Dental Care

http://insureme.us/top-dental-plans-insurance-providers/

The company is one of the largest Preferred Provider Organization networks with over 70,000 providers and more than 128,000 locations nationwide, charging an average of 30% less than what dentists usually charge. Their claims service have a reported three days on average turnaround time and based on ongoing patient satisfaction surveys, a 97% satisfaction rate among members who have seen a Guardian network dentist. An FAQ page, contact numbers and a secure email system on their website allows customers to get in touch with them for any queries.

Lincoln Christmas Market

http://www.lincolnshire.org/lincoln-christmas-market/

One of the most anticipated events in Lincolnshire is the Lincolnshire Christmas Market which was started in 1982. The inspiration behind this came from the Neustadt Christmas Market. Neustadt an der Weinstrasse is Lincolnshire's twin town. The Lincolnshire council members who saw the Neustadt Christmas Market decided to set-up a similar Christmas Market in their locality. On the first year, they only had 11 stalls. Since that time, the Lincolnshire Christmas Market never ceased to operate, except for 2010 when there was severe weather disturbance in Lincoln and its surrounding regions.

Important Considerations and Limitations of Fraud Alerts

http://www.freeannualcreditreportnow.com/

A fraud alert is not an absolute guarantee that no new credit accounts will be opened in your name as many creditors, particularly "instant" credit providers, may still disregard the alert.

Martes, Oktubre 23, 2012

Delta Dental

http://insureme.us/top-dental-plans-insurance-providers/

With a history dating back to 1954, Delta Dental now comprises of 39 independent member companies operating throughout the country. They are committed to expand access to oral health care, provide reliable service and respond quickly to their customers’ needs, offer affordable dental benefits through their unique cost-control measures, and ensure access to an extensive network of dentists. They have a secure website that allows you to enroll online and helps you find a participating dentist in your area. Although there are no specified email addresses or chat options available to customers, Delta Dental does offer an FAQ page and contact numbers should you need to ask them anything with regards to your dental benefit.

Lincolnshire History - Church

http://www.lincolnshire.org/history-and-custom/

Lincolnshire has a rich religious heritage as attested by its beautiful churches. In fact, Lincolnshire has some of the most beautiful churches in England, including the Lincoln Cathedral. The St. Mary’s Church, also known as Stow Minister, is one of the oldest and most important parish churches in the country. There’s also the St. Helen’s Church in Brant Broughton with its 198ft steeple, which is a masterwork of medieval masonry. There are several more church buildings located at the town of Stamford that are worth visiting.

How a Fraud Alert Works

http://www.freeannualcreditreportnow.com/

While the fraud alert is in place, credit should not be extended in your name unless the credit grantor using the credit report takes reasonable steps to verify the identity of the person making an application for credit, and/or contacts you at the telephone number(s) specified, thereby reducing some potential opportunities for identity theft. A fraud alert is by no means fool-proof, and you need to understand the following weaknesses and limitations of the fraud alert system.

Lunes, Oktubre 22, 2012

Ameritas Group Dental

http://insureme.us/top-dental-plans-insurance-providers/

Ameritas prides itself with processing more than 3.5 million dental claims each year and a standard claims processing turnaround time of only 5-10 business days, with accurately processed claims exceeding 99%. While it is not accredited by the consumer watchdog group, the Better Business Bureau, it has so far rated excellent with regards to customer support. The company’s website features an FAQ page where most, if not all, of your questions will be answered. In addition, email addresses and telephone numbers are provided and a chat option is available should you need to get in touch with someone.

Lincolnshire History - Waterways

http://www.lincolnshire.org/history-and-custom/

Torksey Lock Interpretation Center and Tea Room is a popular mooring spot for boaters. This place is situated where River Trent meets the Fossdyke Canal. It also displays the history behind Torksey Lock and the ancient waterway.

Fraud alert

http://www.freeannualcreditreportnow.com/

Contrary to popular belief, a fraud alert is not meant to be frivolously placed by anyone at anytime, or as part of a fee-based service that automatically places a fraud alert on your behalf without justification. The law indicates that there should first be a reason to suspect fraud or pending victimization. Widespread, unjustified use of fraud alerts will dramatically reduce their effectiveness and creditors will simply begin to disregard them altogether.

Linggo, Oktubre 21, 2012

Top Dental Plans and Insurance Providers in the US

http://insureme.us/top-dental-plans-insurance-providers/

United Concordia

The company boasts of its extensive history in dental health care. It has its headquarters in Harrisburg, PA and has been around for nearly 40 years, and currently employs 1,300, has offices in 27 locations nationwide and is servicing 8 million members. United Concordia is a financially sound company, with an A- (Excellent) A.M. Best rating. They have a secure website that protects your information, using the same technology and site security practices required by the Defense Information Assurance Certification and Accreditation Process (DIACAP). Reviews have rated their customer support as excellent, with their 96% first-contact-resolution rate and real-time call tracking.

Lincolnshire History - Brewing

http://www.lincolnshire.org/history-and-custom/

Check out the Bateman’s Visitor Center and be treated to a virtual brewing experience at the Bateman Brewery. Visitors can tour the old and the new brewing house.

Initial Fraud Alerts

http://www.freeannualcreditreportnow.com/

In the United States, under the provisions of the Fair and Accurate Credit Transactions Act (FACTA), if you have reason to suspect that you are a victim of fraud or identity theft, or are about to become a victim of fraud, you can place an initial fraud alert, or security statement, on your credit file for a period of ninety days in order to alert prospective credit grantors and attempt to keep thieves from opening new credit accounts in your name. You can remove the fraud alert prior to 90 days if you request it and provide proof of your identity. The fraud alert must be renewed prior to the 90 day expiration in order for it to remain active.

Biyernes, Oktubre 19, 2012

Insurance companies unable to carry the cost

http://insureme.us/good-bad-review-healthcare-reform/

The no limit, no pre-existing conditions policy by the federal government will cause for insurance policies to increase their premiums. This is because these companies would now have to shoulder high-risk, high-payout policies, which will also be the reason for the insurance companies to be out of business. They simply cannot and will not be able to stay afloat given the costs.

Lincolnshire History - Aviation

http://www.lincolnshire.org/history-and-custom/

There are several museums, centers and attractions that hold information and illustrations of Lincolnshire’s aviation history. Visitors can actually see and ride an original Lancaster bomber. More information regarding Lincolnshire’s aviation heritage can be found in the aviation heritage website.

Fraud Alerts

http://www.freeannualcreditreportnow.com/

Huwebes, Oktubre 18, 2012

Expansion of Medicaid coverage

http://insureme.us/good-bad-review-healthcare-reform/

Low income families that are 133% of the Federal Poverty Limit (FPL) are now eligible for Medicaid that will allow 16 million Americans to be insured. There will even be subsidies for families who are over 400% of the FPL, unless they are otherwise covered by the insurance company from their employer.

Lincolnshire History - Fishing

http://www.lincolnshire.org/history-and-custom/

The Fishing Heritage Center is one that houses the recreation of Grimby’s maritime history. Visitors will be taken to the 1950’s trawler voyage to the different fishing sites. It also has a collection of historic vessels.

Federal Trade Commission

http://www.freeannualcreditreportnow.com/

According to the Federal Trade Commission, credit account-related identity theft comprises only a small percentage of all identity theft cases. In 2010, government documents and benefits fraud was the most common form of identity theft reported to the FTC (19%), followed by credit card fraud (15%), phone or utilities fraud (14%), and employment fraud (11%). Other significant categories of identity theft reported by victims were bank fraud (10%) and loan fraud (4%).

Miyerkules, Oktubre 17, 2012

Insurance companies unable to carry the cost

http://insureme.us/good-bad-review-healthcare-reform/

Lincolnshire History -Transport

http://www.lincolnshire.org/history-and-custom/

The Trolleybus Museum has the largest collection of Britain’s trolleybuses. Visitors of the museum can even ride in one and see an exhibition of the 1950s and 1960s trolleybuses. If you want to see a collection of vintage cars, buses and other commercial vehicles that was a part of Lincolnshire’s road transport history, then head out to the Lincolnshire Road Transport Museum.

Credit Inquiries

http://www.freeannualcreditreportnow.com/

Because most creditors report to the credit bureaus only once per month, and some only once per quarter, a new account that resulted from a credit inquiry may not appear on your credit report for 30 to 90 days after the initial inquiry was made and the account was opened. Any of the preceding discrepancies or the appearance of unknown or unrecognized information in your credit report may be a potential sign of actual or attempted credit, financial, or business identity theft.

Lunes, Oktubre 15, 2012

No limits for your policy

http://insureme.us/good-bad-review-healthcare-reform/

There will be no more imposed limits on the coverage for health insurance. Annual or lifetime “caps” will be a thing of the past. There will likewise be no rejection of applications based on pre-existing conditions. Federal regulated “exchanges” will allow for people to purchase their own insurance policies at competitive prices.

Lincolnshire History - Farming

http://www.lincolnshire.org/history-and-custom/

The Normanby Hall farming museum reflects North Linconlshire’s rural past. In this museum, visitors will learn how people lived in days gone by. The museums have recreations of a Wheelwright workshop, coffin maker’s workshop, blacksmith and saddler’s workshop and a farm worker’s kitchen. It also has displays of different agricultural machinery. Visitors will also find small items such as fiddle drills and carding machines for horsehair.

Report Confirmation Number

http://www.freeannualcreditreportnow.com/

Every credit report generated is assigned a unique report reference number, which may also be referred to as a report confirmation number. This number will typically appear on the first page, or cover page, of your report. Any time that you receive a copy of your credit report, you should always note the report's unique report reference number because you will need to include this number on any notice of dispute regarding an item or information that appears on that specific report.

Linggo, Oktubre 14, 2012

No limits for your policy

Credit Report Header

http://www.freeannualcreditreportnow.com/

History and Custom

http://www.lincolnshire.org/history-and-custom/

Credit Report Header

http://www.freeannualcreditreportnow.com/

The credit report header appears at the beginning of your credit report, and includes the basic information that has been reported about you to the credit reporting agency. The credit report header includes such information as your Social Security number, your name and other name variations that have been reported, your current and previous employers, your current and previous addresses, etc. It may also include a summary of open credit accounts, collections accounts and derogatory information, and also certain public records such as reported bankruptcies, liens and judgments, and certain felony convictions.

The Good and the Bad: A Review of the Healthcare Reform

http://insureme.us/good-bad-review-healthcare-reform/

March 23, 2010, marked the signing of the Patient Protection & Affordable Health Care Act or HR 3590 (PPACA). The President may not have claimed that it will solve all of the country’s problems regarding health care, but it will surely have started to take America in the right direction. Apparently, not everyone agrees that this is the case. In every legislation, there will always be people who will be opposing the propositions, and there will be those in favor. But ultimately, it is in choosing the lesser evil- that which will benefit the greater number of American citizens.

Modern Lincolnshire Aviation

http://www.lincolnshire.org/modern-lincolnshire-aviation/

Lincolnshire has a long and rich history in aviation, as well as a lengthy association with the Royal Air Force as a result, which continues to this day. It has the honor of selecting all officers and crew and of performing the initial training of all officers at the Royal Air Force College, Cranwell. RAF Cranwell also houses the Headquarters of the University Air Squadrons and of the Air Cadets.

Credit monitoring services

http://www.freeannualcreditreportnow.com/

Biyernes, Oktubre 12, 2012

Student Health Insurance

http://insureme.us/student-health-insurance/

Simply put, student health insurance is a type of health insurance that is designed specifically to meet the health and medical needs of students. It is usually offered as a group benefit and is generally more inexpensive than traditional health insurance coverage availed of by adults and the working-class.
You may think that as a young and healthy person, you wouldn’t need health insurance coverage – you rarely get sick! But students are at higher risk of developing conditions which may be worsened by living in crowded conditions. If you have to travel out-of-state or even out of the country, it would be even more reason for you to get health insurance coverage.

Red Arrows

http://www.lincolnshire.org/red-arrows/

Officially known as the Royal Air Force Aerobatic Team, the Red Arrows is the aerobatic display team of the Royal Air Force. Today, the Red Arrows are based at RAF Scampton. The Red Arrows, however, were not the first RAF aerobatics team.
The glory days of RAF jet aerobatics display teams were in the 1950s and 1960s. There was a time during the mid 1960s that almost every Flying Training School had their own aerobatic display teams, until the Royal Air Force decided to disband all of them and form one single, permanent professional team, as so much time, effort and money was being spent on them.

Unusual or Unknown Credit Inquiries

http://www.freeannualcreditreportnow.com/

Unusual or unknown credit inquiries, or a large number of inquiries in a short period of time, could be a potential indicator of actual or attempted credit identity theft. In some credit report formats, you may not always be able to easily distinguish between hard inquiries that are the result of actual applications for credit, and soft inquiries that are the result of screening and periodic review processes. However, the name and contact information for the company that made the inquiry should also be included, which you can utilize to follow-up on any unknown or unrecognized inquiries.

Miyerkules, Oktubre 10, 2012

State Insurance Mandates for Hearing Aids

http://insureme.us/state-insurance-mandates-hearing-aids/

Mandates are benefits that each state requires from their health insurance agencies. Even though more mandates are favorable to patients because it forces insurance companies to pay for more services, in general, it increases the price in the coverage.
Every state differs from their mandatory insurance. Some states require health-care providers to pay for ambulance services, rehabilitation services, drug abuse treatment, second surgical opinions, breast reconstruction, and medical practices associated with autism and alcoholism; while others offer orthotics, prosthetics, and in vitro fertilization. Every state in the US has their own list of mandated insurance which contains hundreds of items in exact details what health insurance companies must cover.

Lincolnshire Aviation

http://www.lincolnshire.org/lincolnshire-aviation-history/

Lincolnshire is located in the east of England, an historic county surrounded on almost all sides by water. To its north lay the River Humber, while the North Sea and The Wash border it to the east; the River Trent forms the west boundary while the Rivers Nene and Welland hem it in from the south. It is because of this very strategic location that made Lincolnshire an ideal venue for military aviation to flourish.

Credit Inquiries

http://www.freeannualcreditreportnow.com/

Credit inquiries are typically listed at the end of your credit report, after the trade line information. A credit inquiry appears on your credit report when a current or prospective credit grantor has reviewed your credit file.
A "hard inquiry" results from an actual application for credit or a credit line increase that you initiated, and a large number of hard inquiries can negatively impact your credit score.

Martes, Oktubre 9, 2012

Small Business Dental Insurance

http://insureme.us/small-business-dental-insurance/

Dental Insurance companies provide special quotations and terms for small businesses. This makes it possible for them to maximize what benefits to give their employees, at the same time satisfy what their employees want covered. Businesses can also opt to pay out the whole policy altogether, or have the employee pay a certain percent of the share.

Lincoln Cathedral

http://www.lincolnshire.org/lincoln-cathedral/

Lincoln Cathedral is a beautiful medieval building dating back to 1088 and still stands in all its glory in the uphill area of Lincoln. The cathedral is an active place of worship but is also open to visitors and is a must see on your visit to Lincoln. Hundreds of thousands of visitors have been visiting Lincoln Cathedral annually, and it is considered as one of the most popular attraction in the East Midlands, with the most number of people gathering during the Lincoln Christmas Market and the annual production of Handel’s Messiah.

Credit Report Header Information

http://www.freeannualcreditreportnow.com/

Lunes, Oktubre 8, 2012

Should you travel abroad for medical treatment?

http://insureme.us/travel-medical-treatment/

Traveling abroad for medical care (also known as medical tourism) is the term used to describe the act of traveling to another country in order to obtain medical, dental, preventive and surgical care. It can save you money. But should you do it?
If the 750,000 Americans who traveled abroad for medical care in 2007 is any indication, medical tourism is quickly gaining popularity. According to the report released by the Deloitte Center for Health Solutions in 2009, this number is projected to rise to 1.6 million by 2012. The report also states that medical tourism can offer up to 70 percent in savings after travel expenses.

Cleethorpes

http://www.lincolnshire.org/category/lincolnshire-coastal-towns/

Cleethorpes is a town and seaside resort located in North East Lincolnshire. Remains point to the 6^th century as the beginning of permanent occupation by the Danes in Cleethorpes. It developed as a fishing village, and in 1801, the population was only at 284. It wasn’t until 1820 that the town saw early development as a health holiday resort.
Today, it is a popular vacation destination that attracts up to a million visitors every year. Aside from its three-mile stretch of first-rate sandy beach and wide promenade, the traditional tourist facilities in Cleethorpes have been improved, and newer attractions have been added within the past few years.

Credit Monitoring Services

http://www.freeannualcreditreportnow.com/

Credit monitoring services are fee-based subscription services intended to allow you to receive notification whenever there is a change to your credit report, such as a new credit inquiry, a new credit account, or significant change to an account balance. These services can potentially offer you early notification of certain types of fraudulent credit-related activity. However, these services are also sometimes inaccurately marketed as the ultimate solution in personal identity theft protection.

Linggo, Oktubre 7, 2012

Mablethorpe

http://www.lincolnshire.org/mablethorpe/

Mablethorpe is a small seaside town found on the Lincolnshire coast in England. It is administered with Sutton-on-Sea and Trusthorpe as the civil parish of Mablethorpe and Sutton. The town has been around for many centuries; however, part of it was lost to the North Sea in the 1540s. The town now has a strong sea wall in order to prevent this from occurring again.
Because of its seaside location, Mablethorpe has become a popular beach holiday destination. In fact, Mablethorpe has become quite synonymous to the words fun, relaxation and excitement – depending on what you are looking for, Mablethorpe can offer you any or all of these.

Short Term Health Insurance

http://insureme.us/short-term-health-insurance/

Typically, those who are eligible for this type of policy are the following: those who are in-between jobs, those who are newly hired and waiting for regularization, fresh graduates, those waiting for qualification to a longer-term insurance plan, and those losing dependent status (i.e, from parents’ insurance coverage). This type of insurance provides coverage for unforeseen accidents or illnesses, rather than providing coverage for preventive health care, dental, and vision needs. Application for a short-term insurance plan is relatively easy to do, and can be approved the day after you have applied for it. However, the most important thing to take note is that short-term insurance does not cover pre-existing conditions. Remember to answer the application questions truthfully and carefully so as not to be denied any treatment relating to any condition, as it may occur. These policies may also have very specific exclusions so it is important to read the fine print and understand what your policy entails

Credit Monitoring “Do-It-Yourself”

http://www.freeannualcreditreportnow.com/

Because many creditors only report to the bureaus once per month or quarter, you can stagger your FACTA free credit file requests and request a copy of your report from one credit bureau at a time throughout the year (i.e. one every three or four months), in a form of limited self credit monitoring. Reviewing your report from each bureau at least once per year is certainly more preferable than not at all.

Huwebes, Oktubre 4, 2012

Short Term Health Insurance

http://insureme.us/short-term-health-insurance/

This insurance policy works much like an indemnity or “fee-for-service” plan. You are free to acquire treatment from the hospital of your choice. However, a pre-certification from your insurance company is required for treatment; else, your claims will not be processed. The thing about this insurance policy though, is that once you made a claim with the company, that certain illness may be considered as “pre-existing” and you may have difficulty renewing the policy then.

Skegness

http://www.lincolnshire.org/skegness/

Located on the Lincolnshire coast of the North Sea, Skegness is a seaside town and civil parish in the East Lindsey district of Lincolnshire in England. The Earl of Scarborough owned most of the land which included today’s downtown core and was part of his estate. He, together with H.V. Tippet, his agent, recognized that the wide sandy beach could be turned into a tourist destination that would attract visitors from the English Midlands. Plans to transform the town into a resort went underway in 1877 and it rapidly developed.

Obtaining Annual Credit Report

http://www.freeannualcreditreportnow.com/

The right to obtain a free copy of your credit report from each credit reporting agency is available to residents of every U.S. state and territory. However, it extends only to the credit report itself, and does not include your credit score. You must still purchase your credit score from the credit bureaus, if desired, and the bureaus provide you with frequent reminders and opportunities to do so.

Lunes, Oktubre 1, 2012

Resources for Cancer Patients

http://insureme.us/resources-cancer-patients/

Cancer doesn’t only take a serious toll on your emotions and your loved ones’. Your finances can take a direct hit too and add to the stress that’s already weighing you down. Even if you have health insurance, it may not be enough to absorb all the health care costs that you will be and are facing.
Worst case scenario, you may be one of the thousands of American cancer patients who are unable to obtain health insurance. It may be that you cannot afford it. Or you may be confronted with the sad reality that insurance companies refuse to cover cancer patients due to pre-existing health conditions. Yes, it may seem unethical and think that you have as much right as anyone to qualify for insurance since you are in a time and place in your life when you really need it.

The Lincolnshire Coast

http://www.lincolnshire.org/the-lincolnshire-coast/

Lincolnshire has miles of beautiful coastline along the North Sea. Unspoilt beaches line much of the county’s coast line with Skegness, Mablethorpe and Cleethorpes being the popular tourist resorts. These are traditional English seaside towns that have stood well through the years.
The largest interlocking resorts located along the Lincolnshire Coast are in Skegness which is closely linked with the coastal resorts of Ingoldmells and Chapel St. Leonards. The resorts offer a variety of activities and amusement options, as well as shopping areas such as Butlins Skegness (a holiday resort), Fantasy Island (a family amusement park), and Skegness Stadium (a short circuit tarmac oval racing stadium), among others.

Ordering Credit Reports Online

http://www.freeannualcreditreportnow.com/

When ordering your free reports, you may need to navigate offers to purchase your credit score and various fee-based credit monitoring services offered by the bureaus.