Biyernes, Hunyo 29, 2012

Physical Disability

Physical Disability

http://www.medicaidpatients.com/medicaid-disability-requirements/


This is a wide-ranging term that pertains to disabilities that diminish the body’s capacity to function normally. This may also pertain to illnesses that may not be perceptible such as immune disorders like HIV/AIDS. Physical disabilities may include, but are not limited to, traumatic brain injuries, cerebral 
palsy, multiple sclerosis, muscular dystrophy and Parkinson’s disease.

Equifax, One of the Company that Provides the Most Detailed Credit Report

Equifax, One of the Company that Provides the Most Detailed Credit Report

http://www.freeannualcreditreportnow.com/detailed-credit-report/


Equifax has the unique ability to provide online dispute service for credit accounts, collections, liens and more. To prevent information in your Equifax credit file from being used by credit grantors and companies that attempt to send credit card applications without permission, they can also permit a credit freeze to be placed on your account.

Dental Insurance vs. Discount Plans

Dental Insurance vs. Discount Plans

http://insureme.us/dental-insurance-vs-discount-plans/


Dental Insurance companies sometimes require that you pay enrollment fees to have a policy in force. It used to be that Health and Dental Insurance go hand-in-hand especially for an individual. Dental Insurance companies sometimes require that you pay enrollment fees to have a policy in force. Some even ask for the whole year premium as upfront payment. The basis of the premium collected is usually how much coverage you want. Take note that Dental Insurance companies do not normally cover pre-existing conditions or will charge you higher premiums to have your pre-existing condition covered. Discount Plans charge individuals a fixed monthly or yearly rate regardless of pre-existing conditions. They do not collect premiums. Discount Plans providers do not reimburse the patient or doctor allowing them to charge such low monthly rates. They provide patients with access to different discounts at the dental office thus lowering the patient’s out-of-pocket costs.

Huwebes, Hunyo 28, 2012

Dental insurance for the self-employed

Dental insurance for the self-employed

http://insureme.us/dental-insurance-self-employed/

Dental insurance is a very important thing to carry, even if it is not as mandatory as health insurance. It is always comforting to know that you are covered from any dental situations that you may find yourself in. Dental insurance coverage for self employed people is often to a great extent cheaper than full health insurance coverage. If you however, are planning to have braces in the future then it would be wise to shop around for insurance providers who offer great coverage for something like this. Be sure to inquire about everything like the type of braces, for example, as every provider offers different policies and different rates for different types of braces.

Mental Disability

Mental Disability

http://www.medicaidpatients.com/medicaid-disability-requirements/


This is a wide-ranging term for disabilities that brings about a diminished capacity to learn, think or that affects an individual’s conduct or awareness of situations. This may include, but is not limited to, mental retardation, depression, Alzheimer’s disease, attention deficit hyperactivity disorder, bipolar disorder and schizophrenia.

Three Major Credit Report Agencies

Three Major Credit Report Agencies

http://www.freeannualcreditreportnow.com/detailed-credit-report/

There are three major credit report agencies: Equifax, Experian and TransUnion. Among them Equifax Monitoring is ahead in credit report and monitoring services. They offer a wide range of options to suit anyone's needs. They also have the Equifax Credit Watch Gold with 3-in-1 Monitoring program which is very impressive and comprehensive.

Martes, Hunyo 26, 2012

Free Annual Credit Report

Free Annual Credit Report

By federal law, each of the 3 major credit bureaus is required to provide you with one free copy per year of your credit report (though not your credit score ) upon request. It is important to review this information not only to track and improve your financial health, but also to ensure against fraud and identity theft. Because of this, it is advisable to space your requests out from the 3 bureaus throughout the year, like every 4 months, rather than requesting them all at the same time.

Medicaid Disability Requirements

Medicaid Disability Requirements

http://www.medicaidpatients.com/medicaid-disability-requirements/


Medicaid is a health insurance program established by the Federal government and the States in order to provide medical coverage to the impoverished, the blind, the disabled and the elderly. States are not required to take part in Medicaid but as of 2010, the health insurance program is available in all 50 states. While Medicaid is a federal assistance program, each state is given the flexibility to determine eligibility guidelines, design benefits and services for coverage and regulate rates.

Dental Insurance for Senior Citizens

Dental Insurance for Senior Citizens

http://insureme.us/dental-insurance-senior-citizens/


With advancing years, dental problems manifest themselves in the form of looseness of teeth, and their increasing sensitivity. Most families with seniors know that Medicare does not include dental insurance for the elderly. There may be exceptions but for most, they are too rare to be substantial. Because most insurance companies do not offer dental coverage to persons past the age of 62, it may be difficult for people in their advanced years to gain access to dental health coverage, let alone affordable ones. However, it is not impossible and if you are concerned for the oral health of an elderly loved one, a quick search on the internet will show you that there are organizations for seniors that offer affordable dental care.

Lunes, Hunyo 25, 2012

Current Health Insurance Costs

Current Health Insurance Costs

http://insureme.us/current-health-insurance-costs/


The major issue would be how much it costs to be insured. It is a known fact that even with health insurance, an average person still spends thousands of dollars for health purposes.  Being employed doesn’t guarantee an individual that he or she is fully covered in terms of health care. Most employers pay less or just the minimum for their employees’ insurance coverage and transfer most of the insurance cost to their employees. This, of course, is not helpful for the employees since most of them cannot afford to pay for health care on their own.
Health insurance companies also have their set of doctors that you can only go to. If you have your own doctor and he or she is not an accredited doctor of the insurance company, you will have to pay for his professional fee and other fees that you may incur while under his care.

Elderly, Blind and Disabled Persons

Elderly, Blind and Disabled Persons

http://www.medicaidpatients.com/medicaid-eligibility/


Medicaid may be for you if you are:

  • Aged 65 or older
  • Blind or disabled and have limited income and resources
  • Terminally ill and need hospice services
  • Elderly, blind or disabled, living in a nursing home and have limited income and resources
  • Elderly, blind or disabled, need nursing home care but can stay at home with special community care services
  • Eligible for Medicare and have limited income and resources

The best paid credit reports

The best paid credit reports

http://www.freeannualcreditreportnow.com/best-deals/


Another common feature of a paid credit report is the fact that they will give free trials of anywhere from a few days to a few months. This allows one to try out their services and see whether they are really worth the money before having to start paying their monthly fees. In order to find the right credit monitoring company, it would be a good idea to search for credit monitoring services reviews on the internet. Then you can find out more about the pros and cons of each service and make sure that one makes an informed decision before registering with one of them.

Linggo, Hunyo 24, 2012

Critical Illness Insurance

Critical Illness Insurance

http://insureme.us/critical-illness-insurance/


Critical illness insurance is a policy intended to relieve financial pressures by means of paying what is called a lump sum, free of tax in the event that the policyholder becomes seriously sick or completely disabled. This policy differs from one provider to the next, but all of them require that the policyholder, after becoming ill or disabled must normally survive a certain amount of time before the policy will pay out.
Critical Illness Insurance was originally known as dread disease coverage. This means that the policy covers you or pays benefits should you be diagnosed with specific illness or illnesses.

Medicaid Eligibility

Medicaid Eligibility

http://www.medicaidpatients.com/medicaid-eligibility/


Medicaid is a social welfare health and medical services program for low income individuals and families. The supervision of the program is at the federal level, but each state institutes their own standards for eligibility, regulates the services they provide (such as the types, amount and duration and scope), determines the equivalent rate for services and manages its own Medicaid program.

Where does one go to get a free annual report?

Where does one go to get a free annual report? 

http://www.freeannualcreditreportnow.com/

There are numerous websites offering services for free annual credit reports, but these sites are not really free according to the Office of the Attorney General. The only ways to get free credit reports without any strings attached are: by mail, after completing the Annual Credit Report Request Form available online at the Federal Trade Commission's (FTC's) website: http://www.ftc.gov/freereports; by telephone, calling this toll free number 877-322-8228; and online by going to www.annualcreditreport.com.

Biyernes, Hunyo 22, 2012

Cosmetic Surgery and Health Insurance: Am I covered?

Cosmetic Surgery and Health Insurance: Am I covered?

http://insureme.us/cosmetic-surgery-health-insurance-covered/


Cosmetic surgery is so much of a trend nowadays. Vanity has pushed people to the limits and cosmetic surgery has been the gateway to enhance these unwanted things in our own bodies. Typically, medical insurance does not cover aesthetic procedures done by a client.  The argument given by insurance firms is that these procedures are not necessary for patients to undergo, and is merely for beautifying themselves.  There is no real medical reason behind it but to appease vanity.  However, reconstructive surgery is another thing.  Say for example, when breast reduction is done to alleviate a patient’s orthopedic pain, is considered eligible for coverage.  The same thing is true for someone who has droopy eyelids and needs an eyelift to see better, or someone who may need a rhinoplasty to correct nasal deformities.

Aged, Blind and/or Disabled Persons

Aged, Blind and/or Disabled Persons

http://www.medicaidpatients.com/medicaid-faqs/

Those who are aged 65 and above, blind or disabled and have low income and limited resources are also encouraged to apply. People who are aged, blind, disabled; living in a nursing home; with a low income and limited resources; people who are aged, blind, disabled; needing nursing home care but are able to live at home with home- or community-based care services are also encouraged to apply. As well, those who are terminally-ill, wishing to receive hospice services; and people who are eligible for Medicare that have low-income and limited resources may be qualified for Medicaid.

Fair Credit Reporting Act of 2003

Fair Credit Reporting Act of 2003

http://www.freeannualcreditreportnow.com/purpose-of-credit-reports/


Acquiring free credit reports are rights of a consumer as amended in the Fair Credit Reporting Act of 2003. This was done by the government to ensure that all have the right to stay informed. It also gives Americans the opportunity to know what the credit reporting bureaus are saying about them, without having to pay for the information.
To avoid any problems, it is important to see a copy of one's credit report before applying for any credit. Errors in credit reports can happen, which can be from the result of human error or from identity theft, and these can then eventually lead to fraud.

Huwebes, Hunyo 21, 2012

Cosmetic Dentistry Cost

Cosmetic Dentistry Cost

http://insureme.us/cosmetic-dentistry-cost/


If you are one of those individuals who feel that regular cleaning and dentist visits just don’t cut it, then maybe a cosmetic dentist treatment is just what you need.
Sometimes maintaining that beautiful smile requires more than those regular dentist check ups. If you are one of those individuals who feel that regular cleaning and dentist visits just don’t cut it, then maybe a cosmetic dentist treatment is just what you need for that smile makeover that you’ve been longing for.

Credit Bureaus

Credit Bureaus

http://www.freeannualcreditreportnow.com/purpose-of-credit-reports/


Legally, credit bureaus can give information only to the following: creditors who are thinking of granting or have granted you credit; for employment, promotion, reassignment, or retention; insurance companies giving you a policy or reviewing an existing policy; government agencies reviewing your financial status or government benefits; and anyone else with a legitimate business need for the information, such as a landlord. Credit bureaus also provide reports if called for by court orders or federal jury subpoenas. They will also furnish reports to third parties if requested through writing by the person concerned.

Are adult children responsible for their parents’ medical bills?

Are adult children responsible for their parents’ medical bills?

http://www.medicaidpatients.com/medicaid-faqs/

States are not allowed to use the income or assets of non-spouses under Federal law when determining eligibility for Medicaid. However, in some states, there are laws mandating children to become responsible for their impoverished parents but these only apply for costs not covered by Medicaid.

Miyerkules, Hunyo 20, 2012

Cosmetic Dental Insurance: Do YOU need it?

http://insureme.us/cosmetic-dental-insurance-it/

Yes, there is such a thing as cosmetic dental insurance.  You’d think it was not possible because this has been a controversy for insurance companies. Cosmetic dental insurance provides coverage for individuals who need the help of cosmetic dentistry in order for them to live normal, fulfilling lives.  These may be people who have had teeth problems since childhood, or those victims of crime or accidents.   This kind of insurance policy is indeed a little bit costly, mostly due to the nature of the procedures that are going to be covered.  It may not even cover most of the portion of the bill, but one may conclude that it is also worth getting it, so that at least some of it can be claimed from the insurance company.

What services does Medicaid cover?

What services does Medicaid cover?

http://www.medicaidpatients.com/medicaid-faqs/


Medicaid coverage varies by state. There are set mandatory services and other optional services. However, children have a right to all medical services covered by Medicaid that are necessary for their health, under the federal law known as Early and Periodic Screening, Diagnostic and Treatment Program (EPSDT).

Purpose of Credit Reports and Credit Reporting

Purpose of Credit Reports and Credit Reporting

http://www.freeannualcreditreportnow.com/purpose-of-credit-reports/

A credit report is a record of a person's credit activities. It includes credit card accounts or loans that a person has, the balances, and how regularly payments are made. It also shows if any actions have been done if there are unpaid bills.
Credit reports come from companies that gather and sell credit information. They are called consumer reporting agencies, most common of them are the credit bureau. There are three major credit bureaus, Experian, Equifax and TransUnion.

Martes, Hunyo 19, 2012

Accuracy of Credit Reports

Accuracy of Credit Reports

http://www.freeannualcreditreportnow.com/accuracy/

Credit reports are used to verify a person's qualification for credit, employment, insurance and housing rental. Unfortunately, errors can occur in credit reports. These can be caused by identity theft or by a mistake in encoding. These errors can be very costly and may cause denial in attaining certain benefits.
The US Federal Trade Commission has announced rules and guidelines that promote the accuracy and integrity of information provided to credit reporting agencies. The guideline specifies that information provided by financial institutions and furnishers to credit reporting agencies should not mislead or create a misleading impression about a consumer's creditworthiness. This also means that furnishers must include the consumer's credit limit in the information they will provide the credit reporting agency. They also give consumers the right to dispute errors in their credit reports directly with the furnishers or financial institutions besides disputing these errors with the credit reporting agency.

Are healthy spouses held legally responsible for Medicaid expenses of sick spouses?

Are healthy spouses held legally responsible for Medicaid expenses of sick spouses?

http://www.medicaidpatients.com/medicaid-faqs/

Federal law pertaining to Medicaid allows states to “deem” the earnings and assets of healthy spouses as accessible to the sick spouses; the degree of which determined by whether the sick spouse is living in a nursing home (or an equivalent facility) or at home. The regulations for this varies by state.

Comparing Health Insurance Rates

Comparing Health Insurance Rates

http://insureme.us/comparing-health-insurance-rates/


Policyholders are often not aware that even though the benefits of most health insurance plans are standardized, their rates are not.  Comparing health insurance rates is a sure way of finding out which company has the lowest feasible rates that would fit your budget while having the proper or ideal policies that would tailor fit your needs. Finding out what insurance company offers the best kind of policies that meets the needs of your family and yourself, making it affordable to you is crucial for your (and your pocket’s) peace of mind. Fortunately, you have the power of knowing what your needs are and the power to cut down and save on health insurance can begin with none other than you. By knowing the state of your own health, as well as your family’s health, you may find out what kind of coverage you will need and how much money you can afford or may be willing to spend.

Texas de Brazil

Texas de Brazil

http://touringbuddy.com/texas-de-brazil/

Texas de Brazil is a Brazilian-American Churrascaria or Steakhouse. It opened its first store in Dallas, Texas in 1998. To date, there are 18 restaurants across the United States.
This all-you-can-eat Brazilian steakhouse has a salad bar with over 40 selections that change seasonally. They get the freshest ingredients perfect for a hearty salad and make their own salad dressings, artisan breads and a variety of imported cheeses.

Lunes, Hunyo 18, 2012

Can I have both Medicaid and Medicare at the same time?

Can I have both Medicaid and Medicare at the same time?

http://www.medicaidpatients.com/medicaid-faqs/

Recipients of Supplemental Security Income (SSI) from the Social Security Administration are consequently qualified for Medicaid and receive Medicare at the same time. In this case, Medicaid will pay for your Medicare premium, co-payments and deductibles. You should present your Medicaid and Medicare cards to your health care provider each time you obtain services.

Comparing Dental Insurance Plans

http://insureme.us/comparing-dental-insurance-plans/


These days, dental treatments can cost anywhere in between $300 per year for regular dental hygiene check-ups and $25,000 or more for restorative procedures. Dental insurance companies usually cover the cost of pre-emptive care such as check-ups, cleanings and x-rays but consumers need to be aware that dental plans have restrictions on the number of x-rays, check-ups, and treatments that are covered, while other services may not even be included. However, people usually choose to go years without dental visits to save on out-of-pocket expenses for these so having dental coverage should encourage these policyholders to make use of them. These are extremely necessary to keep teeth and gums healthy and for the early detection of any dental issue.

Which Company Provides the Most Detailed Credit Report

Which Company Provides the Most Detailed Credit Report

http://www.freeannualcreditreportnow.com/detailed-credit-report/

Credit report and monitoring services have recently become popular and widely used by millions of Americans because credit score monitoring is essential in today's times. Not only is having a good credit score and credit history important in getting a car loan or renting an apartment, it can also determine whether one gets hired for a job. Credit score management and monitoring is also very important to protect oneself from being a victim of identity theft, to which over $1 billion is lost every year.

Padrino’s Cuban Bistro

Padrino’s Cuban Bistro

http://touringbuddy.com/padrinos-cuban-bistro/


The history of the Padrino’s family in the food business dates back to the 1930’s in their home country of Cuba. They started with a small food market and winery. In 1968, the husband, Diosdado Padrino sent his wife and 2 children to the States. He followed 4 years later.
They made their mark in the food industry when the family opened the first Padrino’s Cuban Bistro during the US Bicentennial year in Hialeah, Florida. Cubans in Miami started enjoying authentic Cuban food. Shortly after that, with the hope of bringing traditional Cuban cuisine to everyone and not just Cubans, the family moved to a larger place in Broward County and opened another branch of Padrino’s Cuban Bistro in Hallandale. The rest is history.

Linggo, Hunyo 17, 2012

Who is eligible for Medicaid

Who is eligible for Medicaid

http://www.medicaidpatients.com/medicaid-faqs/


In general, low-income families are covered by Medicaid. However, even within the low-income, limited-resources group, there are certain requirements set forth by individual states that must be met to qualify for Medicaid. These may include a person’s age, health status (pregnant, disabled, elderly, blind), income and resources (such as bank accounts, real estate property aside from the house of residence or other items that may be put up for sale), and whether or not a person is a U.S. citizen or a legal immigrant. Each state has varying rules for counting a person’s income and assets. Additionally, there are particular rules for those residing in nursing homes and disabled children residing at home.

Best Deals on Paid Credit Reports

Best Deals on Paid Credit Reports

http://www.freeannualcreditreportnow.com/best-deals/

The best paid credit reports will usually include the credit reports from all three credit report services, as well as credit scores. They will also do what they can in order to make it easier for one to fix any mistakes that they might find on these reports. Some of these services will also help to prevent identity theft by letting one know of any actions taken in their name. One service also lets one try out scenarios to see how they would affect their credit score. This can really help in making financial decisions.

Chatham’s Place

Chatham’s Place

http://touringbuddy.com/chathams-place/


Located in Dr. Phillips Boulevard, a few steps from Restaurant Row, is a small, intimate restaurant called Chatham’s Place which was established in 1988. Chatham’s Place serves American cuisine. Owned by Chef Tony Lopez and Maurice Colindres, who also serves as maitre’d, Chatham’s Place guarantees to serve excellent food.
Upon entering Chatham’s Place guests will immediately feel welcome. Maurice and the staff are very accommodating and attentive to the guests’ needs. The place is very unassuming with simple dĂ©cor, intimate setting, dim lighting and subdued music. It’s a perfect place to unwind after a very busy day. But there are days also wherein it gets a little busy and loud with the laughter of diners.

Company-sponsored Wellness Program

Company-sponsored Wellness Program

http://insureme.us/company-sponsored-wellness-program/


Health care Insurance per se does not normally include wellness programs in their policies. Health care insurance is basically used for emergency purposes, doctor’s visits and prescriptions. But you, as an employee, can still enjoy wellness programs through your company.
Companies nowadays are investing in wellness programs that cater to their employees. If employees engage in the company’s wellness program then they will be able to cut down on insurance costs because there would be lesser trips to the doctor’s office or emergency rooms because of illnesses. Having to pay less money on health care insurance is one of the factors that make this kind of programs successful.

Medicaid FAQs

Medicaid FAQs

http://www.medicaidpatients.com/medicaid-faqs/

Why is Medicaid different for every state?

Medicaid is a joint program by the federal government and the states to provide medically needy people with the means to receive medical care, who would otherwise not be able to afford it. Medicaid recipients are composed of the elderly, the disabled and pregnant women.
The Federal government provides approximately 50% of the costs for Medicaid while the remaining costs are shouldered by each state. This is why every state is given authority with regards to establishing eligibility standards and the benefits they provide. Only one state agency is in charge of the Medicaid program in each state, but the program is managed in many states by county and city governments

Choosing a Health Care Provider

Choosing a Health Care Provider

http://insureme.us/choosing-health-care-provider/

Choosing the right health care provider is a task so unnerving that we tend to put it off until the last minute. With the economic climate changing, the issue of health care becomes the least of your priority. But on the contrary, it is because of this economic seesaw that we should be more vigilant about our health care so that whatever happens we are covered- medically.

The Cheesecake Factory

The Cheesecake Factory

http://touringbuddy.com/cheesecake-factory/

The Cheesecake Factory in Anaheim is conveniently located at The Shops at Anaheim Gardenwalk, which is near “the happiest place on Earth” – Disneyland. Guests who frequent The Cheesecake Factory can attest that this upscale dining restaurant is more than just specialty cheesecake. In addition to the delectable cheesecakes that they are famous for, The Cheesecake Factory in Anaheim offers more than 200 selections from appetizers to pizza, pasta, salad, steaks, sandwiches, seafood and a lot more. Whatever your cravings may be, it will surely be satisfied.

Free Annual Credit Report http://www.freeannualcreditreportnow.com/

Free Annual Credit Report

http://www.freeannualcreditreportnow.com/


The free annual report contains a collection of sensitive personal and financial information gathered from a variety of sources including personal information (birth information, current and other recent addresses, telephone numbers and Social Security information), detailed credit history (loans, credit cards and timeliness of payments), public records (bankruptcies, judgments, liens, etc.), and a list of all persons or organizations who have requested a copy of your credit report in the last six months. The report may also contain a statement of disputes made by the person or by the creditors on their respective credit reports.

Huwebes, Hunyo 14, 2012

Medicaid Long Term Care Coverage

Medicaid Long Term Care Coverage

http://www.medicaidpatients.com/medicaid-long-term-care-coverage/


Medicaid is a health insurance program intended for individuals and families of low income and limited financial resources, including low income families with children; aged, 65 and older, blind or disabled individuals on Supplementary Security Income (SSI); low income pregnant women and children; and people with especially high medical bills. It is administered and funded through a state-federal partnership; wherein the broad federal requirements for Medicaid still leave room for flexibility for each state to plan and execute their program with regards to establishing eligibility guidelines, benefits and the services they cover and payment rates.

Changing a child’s life will also transform yours

Changing a child’s life will also transform yours

http://www.charis.org/change-a-childs-life/


As a sponsor, you will find that changing a child’s life will also transform yours. You become more aware of the social issues that significantly affect the lives of the poor, whether locally or internationally, and you strive to change what you can in your own way. Sponsors also usually find themselves making lifestyle changes, in that they become less self-absorbed about the way they live their lives on a daily basis.

Changing a child’s life will also transform yours

Changing a child’s life will also transform yours

http://www.charis.org/change-a-childs-life/


As a sponsor, you will find that changing a child’s life will also transform yours. You become more aware of the social issues that significantly affect the lives of the poor, whether locally or internationally, and you strive to change what you can in your own way. Sponsors also usually find themselves making lifestyle changes, in that they become less self-absorbed about the way they live their lives on a daily basis.

Changing a child’s life will also transform yours

Changing a child’s life will also transform yours

http://www.charis.org/change-a-childs-life/


As a sponsor, you will find that changing a child’s life will also transform yours. You become more aware of the social issues that significantly affect the lives of the poor, whether locally or internationally, and you strive to change what you can in your own way. Sponsors also usually find themselves making lifestyle changes, in that they become less self-absorbed about the way they live their lives on a daily basis.

Changing a child’s life will also transform yours

Changing a child’s life will also transform yours

http://www.charis.org/change-a-childs-life/


As a sponsor, you will find that changing a child’s life will also transform yours. You become more aware of the social issues that significantly affect the lives of the poor, whether locally or internationally, and you strive to change what you can in your own way. Sponsors also usually find themselves making lifestyle changes, in that they become less self-absorbed about the way they live their lives on a daily basis.

Catastrophic Health Insurance: Is it for you?

Catastrophic Health Insurance: Is it for you?

http://insureme.us/catastrophic-health-insurance-you/


catastrophic health insurance or high deductible health plans
HDHPs are a form of insurance with very low monthly rates.  It basically relies on high deductibles, so that you only need to pay a cheap amount per month for your coverage.  High deductibles only mean that you will have to have out-of-pocket expenses reach a certain amount before the insurance covers your treatment and care.  You are covered for most medical needs such as x-rays, doctor’s visits, and hospital confinement, but again you would have to reach your deductible before they do so.  This kind of plan also eliminates maternity and mental health care.  Companies mostly reject those with pre-existing illnesses, and this is one way of keeping their costs down.

Slater’s 50/50

Slater’s 50/50

http://touringbuddy.com/slaters-5050/


Slater’s 50/50 in Anaheim is a venue for burger lovers to design their own burger or stick with the Slater’s signature burgers; after all there is nothing ordinary with Slater’s 50/50 Burgers. The way the make their burgers is unique and draws a lot of people to try it out. The idea behind the 50/50 name comes from their signature burger patty, which is composed of 50% ground beef and 50% ground bacon. Some even say that the ground bacon makes all the difference.

Slater’s 50/50

Slater’s 50/50

http://touringbuddy.com/slaters-5050/


Slater’s 50/50 in Anaheim is a venue for burger lovers to design their own burger or stick with the Slater’s signature burgers; after all there is nothing ordinary with Slater’s 50/50 Burgers. The way the make their burgers is unique and draws a lot of people to try it out. The idea behind the 50/50 name comes from their signature burger patty, which is composed of 50% ground beef and 50% ground bacon. Some even say that the ground bacon makes all the difference.

Martes, Hunyo 12, 2012

Medicaid Managed Care

Medicaid Managed Care

http://www.medicaidpatients.com/medicaid-managed-care/


Medicaid now also caters to the needs of millions of people categorized as belonging to the aged, the disabled, the blind and medically-needy groups. While it is a partnership program by the Federal government and the States, each individual state is allowed great latitude when it comes to establishing their eligibility rules, the scope of benefits and services they provide to members and the regulate rates.
As the nation’s largest provider of health services to low income families, the Medicaid program has heavily relied on managed care to deliver health benefits and other services. A vast majority of Medicaid recipients now receive medical care and health services through a variety of arrangements with managed care organizations.

Against Malaria Foundation

Against Malaria Foundation

http://www.charis.org/childrens-charity/


Against Malaria Foundation – This foundation helps families fight Malaria in sub-Saharan Africa by providing long-lasting insecticide-treated nets. These nets are given out in bulk by Against Malaria Foundation to other organizations, and these organizations, in turn, distribute them to these families in Sub-Saharan Africa. Malaria is a major problem in this region, killing over 1million people, most of them children, each year.

Cancelling a Health Insurance Policy

Cancelling a Health Insurance Policy

http://insureme.us/cancelling-health-insurance-policy/


As a general rule, insurers cannot cancel your policy or membership. State law forbid insurance companies from discrimination based on race, ethnicity, gender or age. Or whatever your medical condition might be on the time that your policy is in effect. But they can, however, cancel your health insurance policy or membership in the event that they find out that you have misrepresented yourself during application or purposely omitted relevant information about your medical history. A part of your premium may be returned to you but not the whole amount paid.

Marri’s Pizza and Italian

Marri’s Pizza and Italian

http://touringbuddy.com/marris-pizza-italian/


Marri’s Pizza and Italian has an extensive menu. It has appetizers, salads, pasta, pizza, calzone, specialty bread, sandwiches, baked casseroles and house specialties among others. To say that these foods are mouthwatering is an understatement. In fact, this restaurant became a popular and favorite destination simply because one or two visits would not be enough to sample all that they offer.

Lunes, Hunyo 11, 2012

Myths and Facts in Medicaid

Myths and Facts in Medicaid

http://www.medicaidpatients.com/medicaid-myths-and-truths/


MEDICAID MYTH #9: Medicaid is ineffective.
FACT: Compared to private health insurance, Medicaid has lower administrative costs per claims. Furthermore, Medicaid’s per capita growth is half the rate of growth that is found in the private health insurance sector. Medicaid has remained consistently effective despite the exponential growth of the program.
MEDICAID MYTH #10: Medicaid is a poor substitute for private health care.
FACT: Medicaid has made health care accessible to people who otherwise would not have any means to secure coverage for themselves. The coverage provided by Medicaid to its beneficiaries is comparable to the ones provided by private health insurance companies.

Save the Children

Save the Children

http://www.charis.org/childrens-charity/


Save the Children – Originally begun in England in 1919 which provided aid to children in Vienna who were affected by World War I, Save the Children was revived in the United States in 1932. Since then, Save the World has helped 37 million children in over 50 countries with programs that include food aid, education, health care and economic development programs.

Blue Cross Blue Shield Association

Blue Cross Blue Shield Association

http://insureme.us/blue-cross-blue-shield-association/


One of the most recognized brands in the health insurance industry is the Blue Cross Blue Shield brand.  It’s also the largest, and the oldest family of health benefits companies in the United States, serving over a hundred million people in all regions of the country. Blue Cross and Blue Shield Insurance plans have many coverage options for employed, self-employed, and job-seeking individuals.

Carnation Café

Carnation Café

http://touringbuddy.com/carnation-cafe/

Carnation Café is located inside Disneyland in Anaheim, California. It is in the Main Street, U.S.A. occupying the place where Carnation Ice Cream Shoppe and Flower Mart used to be. The lovely café has an outdoor setting depicting an Old-Fashioned American diner. This spot is ideal for relaxation and to watch people go by or as a first stop before venturing into Disneyland.
What makes Carnation CafĂ© special? Basically, it’s the food and ambiance. Although they serve classic American cuisine, guests find each selection delectable. They also have large serving portions that would definitely fill your hunger. Aside from the classic American dishes, Carnation CafĂ© also offers vegetarian dishes – truly something for everyone.

Myths and Facts

Myths and Facts

http://www.medicaidpatients.com/medicaid-myths-and-truths/


MEDICAID MYTH #7: Medicaid picks up the tab for nursing home bills of rich people.
FACT: Medicaid is intended for people who belong in the low-income, limited-resources population; eligibility also extends to those who have depleted their life savings to pay for large medical expenses. Additionally, the transference of savings and assets to others in order to qualify for Medicaid is now prohibited under the new Medicaid rules. A majority of nursing home residents were not on Medicaid at the time they were admitted into the facilities. Medicaid recipients are still obliged to apply their income towards the costs of their care even after exhaustion of their assets, save for a very minimal amount that go towards a stipend for personal needs.
MEDICAID MYTH #8: Medicaid’s unrestricted federal-funding promotes excessiveness.
FACT: The recent economic downturn has caused an upward surge in the number of people needing Medicaid coverage. However, states employed cost-control measures since they are required to balance their budgets.

Make-a-Wish Foundation

Make-a-Wish Foundation

http://www.charis.org/childrens-charity/


Make-a-Wish Foundation – This organization has granted more than 165,000 wishes to children with life-threatening illnesses since its inception in 1980. There are approximately 25,000 volunteers who all help to make the kids’ wishes come true. Aside from their corporate sponsors, donors and advocates, Make-a-Wish welcomes individuals who wish to volunteer their time to this worthy cause.

Bipolar Disorder: Is there room for it in health insurance?

Bipolar Disorder: Is there room for it in health insurance?

http://insureme.us/bipolar-disorder-room-health-insurance/


For someone who does have health insurance, it is important for you to note the “continuous health insurance” clauses which state that if you’ve had a period (typically more or less than 30 days) wherein you have not had uninterrupted insurance coverage then any condition that you’ve been diagnosed with is considered as a pre-existing condition and will no longer be covered. Depending on the circumstance that caused you to lose your insurance coverage, you may be eligible to receive continuous group coverage rates through COBRA for a limited period of 18 months.
If you’re looking for health insurance, an option available to you is to obtain individual health coverage with companies that offer behavioral health insurance. One advantage to this type of coverage is that you will be able to tailor-fit your coverage to your specific needs. Still, another option is to find out whether the state you live in is one out of the 31 that operate high risk pools. These high risk pools are designed specifically for those whose health condition makes it nearly impossible for them to obtain health insurance coverage. Both of these options will be more expensive than traditional health insurance policies but it is better than not having any health insurance coverage at all.

Baci Di Firenze Trattoria

Baci Di Firenze Trattoria

http://touringbuddy.com/baci-di-firenze-trattoria/


Baci Di Firenze Trattoria is a family owned Italian restaurant serving simple, traditional Italian cuisine. This unpretentious little restaurant opened its doors in 2008 and since then, they have been serving Anaheim residents and tourists with hearty Italian food. This fine dining restaurant is located in Lakeview Shopping Plaza, a strip mall in Anaheim. Guests would describe the location as nondescript making it hard to believe that an Italian restaurant serving sumptuous meals is housed here. Stepping inside Baci Di Firenze one would immediately feel right at home. The ambiance is warm and cozy, typical of any household. They have interior and exterior seating areas. When the weather is cool, guests would opt to sit outside but when the sun is hot and the weather humid, guests can take advantage of the air-conditioned dining room.

Miyerkules, Hunyo 6, 2012

MEDICAID MYTH FACT

MEDICAID MYTH FACT

http://www.medicaidpatients.com/medicaid-myths-and-truths/


MEDICAID MYTH #5: Medicaid covers a disproportionately large number of people, displacing private health insurance.
FACT: In truth, the people covered by Medicaid do not have access to any other type of medical insurance. They are uninsured due to loss of employer-sponsored insurance, cannot afford to pay for private health insurance themselves or are uninsurable by private health insurance standards due to illnesses or disabilities.
MEDICAID MYTH #6: Medicaid is health insurance for people who don’t work.
FACT: Medicaid was detached from the welfare system in 1996 although it was intended to grant health insurance to welfare recipients in the beginning. At present, working families make up 65% of Medicaid recipients and those who are out of work include disabled individuals. For these, Medicaid provides cash assistance and much-needed health coverage.

ChildFund International

ChildFund International

http://www.charis.org/childrens-charity/


ChildFund International – Established in 1938, ChildFund now works in 31 countries and assists approximately 13.5 million children and their family members. Not only does the organization help children and their families who are in need to get access to basic necessities, it also works with the community in which these families live to create positive changes and improve their living conditions as a result. 

Benefits of health insurance

Benefits of health insurance

http://insureme.us/benefits-health-insurance/


To most people, having health insurance is a luxury that not everyone could afford. But none of us really ever understand the importance of having one until we really need it. Having Health insurance provides peace of mind. We never really know when an accident might happen or when an illness may strike. If you or another member of the family gets injured or becomes ill and you are not insured, it may be difficult to get health coverage that may still be affordable later. Having to carry the financial burden of something as major as an accident or illness can be very overwhelming.

The French Room

The French Room

http://touringbuddy.com/french-room/


The French Room is an award-winning restaurant in Dallas, Texas, located inside the luxury The Adolphus Hotel. Considered to be the most sumptuous restaurant in Dallas, The French Room has been awarded the prestigious AAA Five Diamond Award for the past 22 years. The French Room is the only restaurant in Texas to be cited with this distinguished award.
This fine dining restaurant serves French and American cuisine. The chef and his team create a distinctive taste that can compete with those served in the finest restaurants around the globe. The menu includes appetizers of soup, salad and Petrossian caviars, while the main course consists of meat (including lamb and duck) and fish. Dessert selection includes cakes, parfait, soufflĂ©s and sorbets – the perfect way to end an exceptional meal. Veggie lovers need not be sad. The French Room has a vegetarian menu available upon request. Each meal is well prepared and perfectly proportioned. Customers must keep in mind that the menu is seasonal and is subject to change.

Medicaid Myths and Truths

Medicaid Myths and Truths

http://www.medicaidpatients.com/medicaid-myths-and-truths/


MEDICAID MYTH #3: Medicaid spending is uncontrollable.
FACT: Due to the recent economic turmoil, a distinct rise in enrollment of low-income families to Medicaid has been observed resulting in an increase in Medicaid spending. However, the cost growth per one enrollee for Medicaid is still lower than coverage under Medicare, private health insurance providers and employee-sponsored insurance coverage. Additionally the rise in health care costs encompasses the whole American health care system, not just Medicaid.
MEDICAID MYTH #4: Medicaid provides insurance coverage that is more than a person really needs.
FACT: The primary role of Medicaid is to provide low-income families, with health insurance. Most of the time, it is also the only option available for disabled, low-income seniors requiring long-term care. The medical attention these people need are not readily accessible to them through other means, giving Medicaid the function of safety net to catch those who are falling through the cracks in the health care system.

Becoming involved with Boys and Girls Clubs

Becoming involved with Boys and Girls Clubs

http://www.charis.org/give-a-child-hope/


Becoming involved with Boys and Girls Clubs is also a great way to help children. The important thing is that we are now becoming more and more invested in the future of kids around the world and making sure that they are given every opportunity to grow and learn in a safe, loving and healthy environment.

Benefits of having primary and secondary health coverage

Benefits of having primary and secondary health coverage

http://insureme.us/benefits-primary-secondary-health-coverage


There are many reasons why any individual may have more than one insurance plan. You can acquire it through your spouse as a dependent on her plan while you yourself are covered. The Primary plan will pay its full benefits. And the other which is the Secondary plan will take care of what is remaining of the total medical bill, up to the maximum amount that it would have paid if it were the only insurance company involved. Through this, the insurer can have his or her medical bills paid virtually 100% by the collective efforts of the primary and secondary companies, but will not receive anything in excess.

Maximo

Maximo

http://touringbuddy.com/maximo/


Maximo is a fine dining restaurant serving regional Mexican cuisine. Aside from the restaurant itself, Maximo’s chef Amador Mora introduced a new concept, the Margarita Lounge, also inside Maximo restaurant. The restaurant’s interior is elegantly decorated with leather chairs and dark wood tables, counter top and bar. The Margarita Lounge is just across the restaurant, also done in classic tone- leather seating, velvet walls and woodwork reminiscent of the old times. Aside from the main dining room, Maximo has a patio for outdoor dining.

Lunes, Hunyo 4, 2012

Medicaid: Pros and Cons

Medicaid: Pros and Cons

http://www.medicaidpatients.com/medicaid-myths-and-truths/


MEDICAID MYTH #1: Medicaid is an outdated program.
FACT: Medicaid keeps up with the American health care system as it has developed over time. Individual states have been experimenting with new ideas for benefit design, eligibility requirements and delivery systems as allowed by the waiver process. Several states are presently exploring with moving long-term care services from a nursing home to home and community-based care.
MEDICAID MYTH #2: Medicaid is inflexible.
FACT: Although Medicaid has minimum federal standards requiring states to cover certain groups of people, each state has the flexibility to modify and execute their programs beyond the established minimum standards.

Share love by sponsoring a child

Share love by sponsoring a child

http://www.charis.org/


Sponsoring a child is probably one of the most rewarding and meaningful endeavors in the world. As a sponsor, you are not only providing a child with access to clean water, healthy food, shelter, health care and education; you are giving a child hope – hope that a brighter future awaits him or her. The financial benefit of your act of kindness is only one part of the whole story. When you help a child, it tells him that someone he doesn’t even know cares about him. It teaches him about compassion, charity, love and generosity. It teaches him that God is real and is extending a hand of help towards him and his family. 

Benefits of Family Dental Insurance Plans

Benefits of Family Dental Insurance Plans

http://insureme.us/benefits-family-dental-insurance-plans/


One of the most overlooked insurance is Dental Insurance, individual and family dental insurance. Working individuals usually get their dental insurance from their employers. Dental Insurance plans come with different options but not all are applicable to you and your family. Some of these will only make your premium add up. Bear in mind that you to pay for what you really need. This normally includes the basic dental services. If, in the event a procedure has to be done but it is not part of your insurance coverage, you can contact your insurance provider and check if there is any way that you can get the treatment under your policy thus paying only a minimum amount. In this way you’ll know the right measures to take prior to the treatment being done.

Lucia

Lucia

http://touringbuddy.com/lucia/


Lucia is a chef-owned restaurant serving Italian cuisine, hand crafted salumi and fresh pasta made on a daily basis. David Uygur, owner and chef is a creative genius when it comes to creating sumptuous and unique meals. In fact, the menu at Lucia changes frequently simply because Uygur doesn’t want to do the same thing over and over again. He also keeps his menu selection short but with servings that are quite large. At any given time, the there are about 8 to 10 antipasti, 6 pirmi, 5 secondi and 5 dolci. And since the menu changes frequently, it is hard to have just one favorite. Each dish is served in an elegant fashion complementing its superb taste.

Biyernes, Hunyo 1, 2012

Medicaid: Pros and Cons

Medicaid: Pros and Cons

http://www.medicaidpatients.com/medicaid-pros-and-cons/


Advantages
Since Medicaid caters to individuals and families who belong in the low income bracket, these people are provided health care coverage when they otherwise would have none. Those who cannot afford health care would no longer need to go without basic and specialized health care.

Disadvantages
There are limitations as to the type of treatments covered by Medicaid. The program evaluates each treatment plan and may not cover a particular procedure that is deemed unnecessary or experimental, causing problems for the physician and ultimately affecting the health of a patient. Refusal of coverage of expenses for the procedure will leave the patient and his or her doctor with little to no choice.

Child Sponsorship

Child Sponsorship

http://www.charis.org/


There are other ways to sponsor a child. In place of money, there are those who instead give of their time and personal attention to provide children and teenagers with a positive role model. These sponsors or volunteers provide guidance and encouragement, as well as help with simple day-to-day tasks such as assistance with homework, or simply listen to the kids to help them through the difficulties they go through every day.

Benefits of Dental Insurance or Dental Plans

Benefits of Dental Insurance or Dental Plans

http://insureme.us/benefits-dental-insurance-dental-plans/


Maintaining a good healthy smile is a tricky business. Good dental health care is never easy in terms of time and money.
Having Dental Insurance Plan Allows Us to Have the Best Dental Care
With dental insurance, you can rest assured that you don’t have to worry about the expensive cost that is involved in the treatments or any surgeries you might need. You can easily and regularly go back for check ups to keep your gums and teeth healthy without hesitation. Having dental insurance provides you the option to afford the surgeries and medications that you may need for the proper care of your teeth.

Kenny’s Wood Fired Grill

Kenny’s Wood Fired Grill

http://touringbuddy.com/kennys-wood-fired-grill/


Kenny’s Wood Fired Grill serves contemporary American classics, New England style seafood. Nothing fancy but definitely worth your time and money. With all the excellent food Kenny’s Wood Fired Grill offers, it is difficult to have just one favorite. They have separate menu for lunch, dinner, late night and a restaurant week menu. What makes this restaurant special is the way they prepare their meal – the finest wood grilled seafood and meats.  It’s no wonder people would endure waiting for an hour just to be seated.