Credit monitoring services generally do not monitor check fraud and check verification databases.

Credit monitoring services generally do not monitor check fraud and check verification databases.

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Your liability limits for fraud and unauthorized transactions in cash accounts, such as checking and savings accounts, are time-sensitive, and the potential liability (and potential damage) is significantly higher than credit-related accounts. Federal law generally limits your liability for credit card fraud to $50 per card, while your liability for fraud in cash accounts can be unlimited.