Physical Disability

Physical Disability

http://www.medicaidpatients.com/medicaid-disability-requirements/

This is a wide-ranging term that pertains to disabilities that diminish the body’s capacity to function normally. This may also pertain to illnesses that may not be perceptible such as immune disorders like HIV/AIDS. Physical disabilities may include, but are not limited to, traumatic brain injuries, cerebral 

palsy, multiple sclerosis, muscular dystrophy and Parkinson’s disease.

Equifax, One of the Company that Provides the Most Detailed Credit Report

Equifax, One of the Company that Provides the Most Detailed Credit Report

http://www.freeannualcreditreportnow.com/detailed-credit-report/

Equifax has the unique ability to provide online dispute service for credit accounts, collections, liens and more. To prevent information in your Equifax credit file from being used by credit grantors and companies that attempt to send credit card applications without permission, they can also permit a credit freeze to be placed on your account.

Dental Insurance vs. Discount Plans

Dental Insurance vs. Discount Plans

http://insureme.us/dental-insurance-vs-discount-plans/

Dental Insurance companies sometimes require that you pay enrollment fees to have a policy in force. It used to be that Health and Dental Insurance go hand-in-hand especially for an individual. Dental Insurance companies sometimes require that you pay enrollment fees to have a policy in force. Some even ask for the whole year premium as upfront payment. The basis of the premium collected is usually how much coverage you want. Take note that Dental Insurance companies do not normally cover pre-existing conditions or will charge you higher premiums to have your pre-existing condition covered. Discount Plans charge individuals a fixed monthly or yearly rate regardless of pre-existing conditions. They do not collect premiums. Discount Plans providers do not reimburse the patient or doctor allowing them to charge such low monthly rates. They provide patients with access to different discounts at the dental office thus lowering the patient’s out-of-pocket costs.

Dental insurance for the self-employed

Dental insurance for the self-employed

http://insureme.us/dental-insurance-self-employed/

Dental insurance is a very important thing to carry, even if it is not as mandatory as health insurance. It is always comforting to know that you are covered from any dental situations that you may find yourself in. Dental insurance coverage for self employed people is often to a great extent cheaper than full health insurance coverage. If you however, are planning to have braces in the future then it would be wise to shop around for insurance providers who offer great coverage for something like this. Be sure to inquire about everything like the type of braces, for example, as every provider offers different policies and different rates for different types of braces.

Mental Disability

Mental Disability

http://www.medicaidpatients.com/medicaid-disability-requirements/

This is a wide-ranging term for disabilities that brings about a diminished capacity to learn, think or that affects an individual’s conduct or awareness of situations. This may include, but is not limited to, mental retardation, depression, Alzheimer’s disease, attention deficit hyperactivity disorder, bipolar disorder and schizophrenia.

Three Major Credit Report Agencies

Three Major Credit Report Agencies

http://www.freeannualcreditreportnow.com/detailed-credit-report/

There are three major credit report agencies: Equifax, Experian and TransUnion. Among them Equifax Monitoring is ahead in credit report and monitoring services. They offer a wide range of options to suit anyone's needs. They also have the Equifax Credit Watch Gold with 3-in-1 Monitoring program which is very impressive and comprehensive.

Free Annual Credit Report

Free Annual Credit Report

http://www.freeannualcreditreportnow.com/best-deals/

By federal law, each of the 3 major credit bureaus is required to provide you with one free copy per year of your credit report (though not your credit score ) upon request. It is important to review this information not only to track and improve your financial health, but also to ensure against fraud and identity theft. Because of this, it is advisable to space your requests out from the 3 bureaus throughout the year, like every 4 months, rather than requesting them all at the same time.