http://www.freeannualcreditreportnow.com/accuracy/
An excellent way to monitor your credit is to get a report every four months. Federal Law permits a person to one free credit report from the three major credit bureaus – TransUnion, Equifax and Experian. For example acquire a credit report from TransUnion on January, another report from Equifax on May, a report from Experian in September, and do the whole cycle again for the following year. Make sure to go the government's official website for the free credit reports at http://www.annualcreditreport.com, because there are a lot of sites that offer "free" credit reports but will actually automatically enroll you in a paid credit monitoring service.
After getting your credit report, examine the reports closely, make sure they are accurate. There may be errors in the report that financial institutions can see but you do not unless you examine them.
If there are errors, you can dispute the credit report. A dispute form is always provided with the credit report. You can also write the credit reporting agency or the furnishers of the information through certified or registered mail. Include all the pertinent information and documentation regarding the error. The credit bureau must investigate any significant dispute within 30 days.
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