Avoid Paying Your Bills Late
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Sometimes circumstances can prevent you from paying your bills on time. If you anticipate a bump in the road ahead, you may be better able to come up with a solution, and put a contingency plan for future “bumps.” But if you begin to fall behind on your payments regularly, you need to examine your finances, cut back on your expenses (especially non-necessities), set up a budget, and of course, find solutions. This includes working with your creditors on repayment options, and possibly enrolling in a debt management program through a non-profit, accredited consumer credit counseling service.
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