How do I switch health insurance companies without a gap in coverage?

How do I switch health insurance companies without a gap in coverage?

http://insureme.us/switch-health-insurance-companies-gap-coverage/

It’s bound to happen, one way or another. Graduating from school, losing dependent status or changing jobs – even a divorce could force you to switch health insurance providers. You want to make sure that you’ll still be getting the best coverage under a new insurance company. Additionally, it won’t be to your favor to allow a lapse in your coverage given how health insurance treats gaps in coverage.

Determine legalities. Read and understand your policy carefully. If something is unclear to you, call the customer service department of your insurance company to clarify these details. Federal laws that address the portability of health insurance exist, such as the 1986 COBRA bill and the 1996 HIPAA Act. If you are considered a qualifying beneficiary, these will give you the benefit of continuing coverage.