Indemnity Plans

Indemnity Plans

http://insureme.us/indemnity-plans/

Indemnity plans cover the usual expenses like doctors’ fees, tests, and prescription drugs.  However, preventive check-ups are not included in this plan.  In addition, there is also a high probability that the cost of professional fees may not be what is deemed “reasonable and customary” by the insurance company.  When you file a claim under the indemnity plan, it is still subject to approval in terms of how much the service you availed cost in the market, and compared to other claims of the same nature as well.  If in case your health care provider charges a higher amount than what is usual, then expect to pay for the difference in the amount based on the approved cost.