Keep two credit cards, and freeze the rest

Keep two credit cards, and freeze the rest

http://www.freeannualcreditreportnow.com/

You might not be able to tile your pool with your plastic like Martha Stewart did in her television commercial a few years ago, but if you are a “typical” American, you own a wallet full of plastic. Two major credit cards should be all your need. Use more, and you might miss a due date and get hit with a painfully expensive late fee. Using one credit card with a low interest rate for purchases you won’t pay off in full, and one with no fee (plus rewards) for those you will should be enough.