Minimum Mandated Benefit Laws

Minimum Mandated Benefit Laws

http://insureme.us/mental-health-benefits/

Unlike the equal coverage law, this type of law does not have the same level of coverage or benefits for mental illness, serious mental illness, substance abuse as physical illnesses. The difference may lie in the number of visits allowed or copayments, deductibles and annual limits. Some advocates feel that anything short of full parity or equal coverage can be labeled as discrimination while others think that this is better than no coverage at all. Having limited or minimum coverage the copayment can be as much as 50% and every visit will require a certain deductible.