High Risk Pools (benefits, enrollment, cost)

High Risk Pools (benefits, enrollment, cost)

http://insureme.us/high-risk-pools-benefits-enrollment-cost/

High Risk Pools are private – funded health insurance plans organized by certain states to serve these so called high-risk individuals who do not have access to group insurance. Most high risk pools are self-funded thus they are self-governing entities that have their own boards and administrators. Though sometimes, high risk pools also function as part of the state’s department of insurance.

Also, Congressional Republicans proposed the creation of a high risk pool program, included in the historic new health reform law to help provide affordable health insurance coverage to people with pre-existing conditions who clearly fall under uninsurable individuals.