Mandatory Bankruptcy Counseling and Education

Mandatory Bankruptcy Counseling and Education

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If you file for bankruptcy, you will have to show the court that you received mandatory pre-bankruptcy credit counseling. If you are deeply in debt, or if your income has dropped, make sure the counseling agency is authorized to provide you with a certificate showing you received this counseling (so you’ll have it if you need it). Additionally, before your bankruptcy can be completed (discharged), you will have to show you completed a required financial counseling course. That course will likely be provided by the same agency.