Short Term Health Insurance

 Short Term Health Insurance

http://insureme.us/short-term-health-insurance/

Typically, those who are eligible for this type of policy are the following: those who are in-between jobs, those who are newly hired and waiting for regularization, fresh graduates, those waiting for qualification to a longer-term insurance plan, and those losing dependent status (i.e, from parents’ insurance coverage).  This type of insurance provides coverage for unforeseen accidents or illnesses, rather than providing coverage for preventive health care, dental, and vision needs.  Application for a short-term insurance plan is relatively easy to do, and can be approved the day after you have applied for it.  However, the most important thing to take note is that short-term insurance does not cover pre-existing conditions.  Remember to answer the application questions truthfully and carefully so as not to be denied any treatment relating to any condition, as it may occur.  These policies may also have very specific exclusions so it is important to read the fine print and understand what your policy entails