Unusual or Unknown Credit Inquiries

Unusual or Unknown Credit Inquiries

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Unusual or unknown credit inquiries, or a large number of inquiries in a short period of time, could be a potential indicator of actual or attempted credit identity theft. In some credit report formats, you may not always be able to easily distinguish between hard inquiries that are the result of actual applications for credit, and soft inquiries that are the result of screening and periodic review processes. However, the name and contact information for the company that made the inquiry should also be included, which you can utilize to follow-up on any unknown or unrecognized inquiries.