Credit Card Reviews | Comprehensive Credit Card Information and Reviews
Paying with a credit card makes it easier to avoid losses from fraud. When your debit card is used fraudulently, the money is missing from your account instantly. Legitimate payments for which you've scheduled online payments or mailed checks may bounce, triggering insufficient funds fees and making your creditors unhappy. Late payments can also lower your credit score. It can take a while for the fraudulent transactions to be reversed and the money restored to your account while the bank investigates.
It has many uses, the first being that it allows you to purchase what you want on credit and pay later. It also has other benefits especially when you travel, you don't need to carry lots of cash to manage your expenses. You could use your credit card to pay for your hotel, food and shopping expenses.
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