Joint Loan
http://www.jointloan.com/ Join loan can be used when buying a house or vehicle. It can also be used to for expenses such as weddings, vacations or any other events. The bank or other loan organizations will not approve the loan based on the purpose of its usage but on the ability of the borrower to pay up.
If, in case you have a bad credit history, getting a second party to apply for a loan with you will give you better chances of obtaining a loan. But the lender will still take into consideration your credit standing. But if you apply jointly with a spouse or partner or family member, you will have better chances of being approved granting that they have good credit standing.
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